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10-06-2013, 08:01 PM
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#1
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Senior Member
Join Date: Jul 2012
Location: Roanoke, Texas
Age: 39
Posts: 818
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Car was listed around $29500 with 3k miles used. Original sticker price was $35k+. Premium with with comfort / lighting package. I ended up financing around $26k @ 2.2% I'm paying $415/month 6 year loan.
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Airaid CAI | Borla S-Type Catback | Amsoil 10w30 and MTG Trans. Fluid
382hp 387ft/lb | 1/4: 12.9 @ 112mph
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10-07-2013, 12:15 AM
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#2
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Senior Member
Join Date: Jul 2013
Age: 34
Posts: 116
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Originally Posted by garner
Yeah that's what happens with tons of rollover due to stupid people :/ But I do like the car. Plus side is that even with that loan payment, the total operating cost is a few hundred dollars less than my last truck was. Bad part is we can't put that money towards the loan cause according to navy federal it goes to interest and not principle, lame
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are you sure about that? Everyone loan car/house always went to principle or you can specify that a certain amount go to principle only.
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10-07-2013, 08:58 AM
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#3
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Senior Member
Join Date: Jun 2012
Posts: 5,594
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Originally Posted by 2012mustang76123
are you sure about that? Everyone loan car/house always went to principle or you can specify that a certain amount go to principle only.
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Typically you monthly payment goes more towards both interest and principle. Any extra amount paid after your payment go straight to principle, since you've already paid the interest for that term.
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10-07-2013, 12:44 PM
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#4
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Senior Member
Join Date: Jul 2013
Location: Harker Heights, TX
Age: 29
Posts: 377
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Originally Posted by 2012mustang76123
are you sure about that? Everyone loan car/house always went to principle or you can specify that a certain amount go to principle only.
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That's what the loan officer told us when we went to turn in the promissory note. Said any extra on top of the requirement payment would pay down interest
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'14 5.0
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10-07-2013, 01:10 PM
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#5
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Senior Member
Join Date: Jun 2012
Posts: 5,594
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Originally Posted by garner
That's what the loan officer told us when we went to turn in the promissory note. Said any extra on top of the requirement payment would pay down interest
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He must be an idiot. Your monthly payment factors in paying off both interest and principle each term. Any extra payment made AFTER your monthly payment pays strictly to principle, which is why you can pay extra and pay off a loan early.
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10-06-2013, 08:48 PM
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#6
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Senior Member
Join Date: Apr 2013
Location: Murphy
Age: 40
Posts: 104
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$605/mo 72 month with not sure the exact rate but is under 3%. Traded in a VW GTI i was slightly upside down on. GT Track pack with everything but the premium sound, glass roof, and upgraded seats.
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2014 GT Premium 6-Speed in Sterling Gray Metallic with Black Leather Interior
Track Pack, Comfort Package, Electronics Package, Security Package, and GT Coupe Accessory Package 5
Mods: MGW Shifter, GT500 Axlebacks, Hood Struts, and Sound Tube Delete
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10-07-2013, 04:11 PM
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#7
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El Presidente
Join Date: Jun 2012
Location: Always ahead of Steve
Age: 34
Posts: 3,367
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maybe have another one here soon 
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2013 Ford Mustang 5.0 6M Brembo 3.73s
HPP TUNED HP-enough  4-0 vs Steve
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10-07-2013, 04:46 PM
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#8
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Senior Member
Join Date: Sep 2012
Posts: 339
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Originally Posted by Midnight11
maybe have another one here soon |
Do share.....
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2014 Ford Mustang GT (aka "Vivian") - M6 Stripper. Mods: Strut Tower Brace; Roush ABs; 18" by 10" SVE Drifts with 285 Nitto NT555s.
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10-07-2013, 04:52 PM
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#9
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Senior Member
Join Date: Jun 2012
Posts: 5,594
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Originally Posted by maxpayne
Do share.....
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10-07-2013, 06:13 PM
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#10
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El Presidente
Join Date: Jun 2012
Location: Always ahead of Steve
Age: 34
Posts: 3,367
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Originally Posted by maxpayne
Do share.....
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looking at getting a 14 fiesta for a daily since the honda sucks
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2013 Ford Mustang 5.0 6M Brembo 3.73s
HPP TUNED HP-enough 4-0 vs Steve
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10-07-2013, 06:19 PM
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#11
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I love tube socks
Join Date: Sep 2013
Location: On Donnie's cock
Posts: 744
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Originally Posted by Midnight11
looking at getting a 14 fiesta for a daily since the honda sucks
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Man those things are TINY. I thought the Focus was small
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10-07-2013, 09:19 PM
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#12
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El Presidente
Join Date: Jun 2012
Location: Always ahead of Steve
Age: 34
Posts: 3,367
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Originally Posted by BERT
Man those things are TINY. I thought the Focus was small
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drove both today. felt more room in the fiesta. im just tall though haha
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2013 Ford Mustang 5.0 6M Brembo 3.73s
HPP TUNED HP-enough 4-0 vs Steve
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10-08-2013, 07:21 AM
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#13
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Senior Member
Join Date: Nov 2012
Location: Lewisville TX
Age: 35
Posts: 268
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Originally Posted by Midnight11
looking at getting a 14 fiesta for a daily since the honda sucks
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What Honda do you have that sucks? Just wondering
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03 DSG Mach 1
Stroked/Forged, Heads, Cams, Long Runner Intake, Built Cobra IRS, Cobra Fuel System
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10-07-2013, 06:09 PM
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#14
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Senior Member
Join Date: Sep 2012
Location: Denton
Posts: 253
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$0.00 cuz 3v LOL
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Vortech V3, forged internals, FRPP 3:73 gears, MAC LT's w/ Prochamber, FRPP K Springs, Hurst Billet shifter, FRPP Intake maniforld FRPP 62mm Throttle body, and lots of showy stuff that doesn't make it any faster.
Tuned by True Street Motorsports 523 rwhp and 444 ftlbs torque.
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10-07-2013, 09:16 PM
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#15
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Senior Member
Join Date: Apr 2013
Location: Tejas
Posts: 356
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Nada.
Was doing $750/mo 4 yrs, full amount financed to give me some freedom to time the market and it worked out well. 
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