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**Grandpa** · 02-21-2014, 04:18 PM

People who don't pay off their cards every month are crazy in my opinion. Credit cards are not for living off of unless its an absolute emergency.

It's crazy to me how many people just spend like crazy on their cards like it's money they already have and just keep spending. As it is, you get taxed when you make your money, then you get taxed again when you spend it. Then to add to that they compound interest to the equation. You end up for working for a fraction of your money!

**1andonlywhitie** · 02-21-2014, 04:29 PM

Originally Posted by SlowGreyGT

People who don't pay off their cards every month are crazy in my opinion. Credit cards are not for living off of unless its an absolute emergency.

I had to live on mine for about a month when I was between jobs (long story, wasn't paid at old job, new job hadn't ogt my paperwork done) and I'm still trying to whittle that shit back down. I'll be glad to get that stuff paid off... prior to that all I used it for was gas and groceries and pay it off every month to help show credit skilllzzzz...