Originally Posted by SlowGreyGT (Post 69007)

I hate debt, even more so I hate wasting money. As it is, you are taxed when you earn your money. Taxed again when you spend it. Then certain people who love to run up their credit card bills want to add interest in addition to being taxed.

Leasing a car is a waste of money in my opinion. Look at your situation now, you have months left on your lease and running out of miles and now you're sweating your transportation issues.

Leasing a car is fine for people who aren't up to their eyeballs in debt and are okay knowing they will always have a payment and never own anything out right.

I don't mind spending money, I just rather be smart as possible about it and get the most for the money, not the other way around.

Originally Posted by SlowGreyGT (Post 69002)

The market maybe 200k, but if you pay 350k for the house, then that is what it cost you. Same for the car. If the car is 34k, but it costs you $40k due to everything added on to it, then it cost you 40k. If you have to finance the car, it's no longer 34k. You wouldn't be able to leave the dealership with it without the added expenses to the car unless you pay cash. It's pretty black and white.

Originally Posted by Dominic Toretto (Post 69029)

Steve, cost and what-you-pay are not the same. Simple as that. If I walk into a service station, take a $1.00 bottle of water to the counter, give the cashier a $5.00 and walk out without change, the price of the water is still $1.00 regardless of what I paid for it. Sheesh.

-Alex

Originally Posted by 03MachMe (Post 69039)

On most cars with the rebates and such, they will gladly take sticker lol

Originally Posted by 03MachMe (Post 69039)

On most cars with the rebates and such, they will gladly take sticker lol

Originally Posted by SlowGreyGT (Post 69043)

To use Alex's analogy, if someone went into a store to buy a $1.00 bottle of water, the clerk rings up the bottle and it comes up to $1.12 due to tax, but they put down $1.00 and walk out. You'd be there in your blue uniform, mace and taser in hand to do work for theft. :lol:

Originally Posted by DirtyD (Post 69045)

Actually, Alex said $5.

Originally Posted by DirtyD (Post 69045)

Actually, Alex said $5.

I've had convience stores dismiss up to $0.15 before.

Originally Posted by SlowGreyGT (Post 69035)

Ok, well go into the dealership and tell them all you will pay is what is on the sticker and try to drive off the lot with it. Let's see how that works out for ya. lol

Originally Posted by SlowGreyGT (Post 69046)

You're missing the point, troll. Keep up.

Originally Posted by SlowGreyGT (Post 69048)

I've never met an engineer so impervious to logic and reason before until I met you. :poker:

Originally Posted by SlowGreyGT (Post 69035)

Ok, well go into the dealership and tell them all you will pay is what is on the sticker and try to drive off the lot with it. Let's see how that works out for ya. lol

Originally Posted by DirtyD (Post 69050)

If you are going to call me a troll, at least quote and use exactly what someone stated in their argument. Don't start changing things.

I bet if you go into a gas station a good number of them would dismiss the $0.12 on a bottle of water. I've had that happen plenty of times with me.

If you walked into anywhere and said that you aren't going to pay taxes or anything on what you want to buy, that's a different story.

Originally Posted by garner (Post 69053)

Uh it works lol

Dealer local to me, guy paid about $23k less than the sticker price combined of both cars he bought

Originally Posted by DirtyD (Post 69052)

I've never met a guy so dead set on arguing anything just to do it. I see nothing in my post that makes me impervious to logic. I'm sorry that you failed to comprehend a simple statement in front of your eyes in perfectly legible text.

Originally Posted by Dominic Toretto (Post 69049)

A few points.

Actually, people do exactly what you posted and pay what they want because they are baller status and have tens of thousands of dollars in their accounts.

Also, with rebates on new cars, you can pay less than with the car actually costs and with 0% financing, you do pay for the cost of the car.

Are you still somehow trying to be "that guy", by still arguing against the fact that the cost of financing an item is somehow the same amount as the cost of the item being financed? I know you like to argue, even when the facts are right there but, come on bro :). My analogy is pretty simple to understand.

-Alex

Originally Posted by SlowGreyGT (Post 69056)

You know exactly what I mean, don't twist what I said confusing negotiating a price and not paying taxes or finance interest on a car . Come on now. lol:lol:

Originally Posted by SlowGreyGT (Post 69054)

You're splitting hairs to suit your argument. You know damn well stealerships don't give away anything. lol.

Originally Posted by DirtyD (Post 69060)

The price of an item is a set value. How you choose to pay for that item does not change the price of the item for everyone else, just what you pay for it.

Originally Posted by SlowGreyGT (Post 69057)

It was a facetious comment, don't get your panties twisted and have yet another meltdown.

Originally Posted by DirtyD (Post 69060)

And you aren't? That's all you ever do. You take something somebody said, then only remove and use pieces of their statement to completely make a new statement that has nothing to do with anything else. You are just a human version of mass media.

Who said anything about giving something away? I can walk into a dealership right now and they already have F-150s marked $12k below MSRP. But wait, that's not possible because dealerships don't give anything away! Fact is your argument fails, but you won't admit it. The price of an item is a set value. How you choose to pay for that item does not change the price of the item for everyone else, just what you pay for it.

Originally Posted by SlowGreyGT (Post 69064)

...you just take the ball and run with it...

Originally Posted by DirtyD (Post 69066)

I can do that quite well. I played wide reciever in high school. :poker:

Originally Posted by SlowGreyGT (Post 69068)

I bet you did..:lol:

Originally Posted by DirtyD (Post 69072)

Only freshman year though. Focused on baseball from there on out.

Originally Posted by SlowGreyGT (Post 69074)

That's because even the cheerleaders were taller than you after freshman year. :poker:

Originally Posted by JDMLOL (Post 69275)

I agree with Strokd about leasing. Leasing is the smartest way of having a vehicle under these conditions: 1. You don't drive more than 12-15k per year. 2. you don't keep your cars longer than 5-6 years on average 3. you don't mind driving something fairly unmodified.

Unless you plan on keeping the vehicle until after it's paid for or you have a large pile of cash to put down on the car to offset the depreciation expense that WILL inevitably occur, why would someone not want to lease if they meet the above criteria? Putting 10% or less down on a car and financing it for 60 or 72 months is a recipe for becoming upside down.